million dollar business secrets workbook | how to make a million dollars by retirement

I have a question. I am 24 and I just started selling commercial insurance. My wife and I have about 70 k in student loans which we plan on paying back asap. I am going to have an additional 10k on top of my salary next year which I plan on saving until the end of the year and allocating it as I see fit. Everything I read says “compounding interest is the bomb” but then says “don’t save, pay down debt”. Now, I hate debt but I want to take full advantage of our young age and compounding interest. What would you recommend I do with extra 10k if we already put and extra $200 towards debt a month and we have an emegency fund in place? Fully Fund our IRA’s for the year or pay down a loan? I feel like there is no right or wrong answer. Your thoughts?
Last but not least, another concrete way to make a million US dollars in one year from the scratch is to start a property makeover and sale business. If you want to increase the market value of your property, then you should hire the services of a property makeover company.
OK, Entrepreneurs…  Apparently If You’re Not Earning At Least $1 Million Bucks Per Year From Your Business, You’re Not Doing It Right!  But Guess What…?  T. Harv Eker Is Gonna Show You What You’re Doing Wrong…  WTF???
Listen up!  We honestly thought that Million Dollar Business Secrets was simply going to be a re-hash of all the ‘same old, same old’ we’ve all heard before.  But never let it be said that we’ll admit when we’re wrong.  Because this time…  We were!  Harv has a true knack of imparting his knowledge in a way that will turn what you think you know on its head.  Because hey – it’s all about working smarter, not harder (yes, we know that’s a cliché, but it’s honestly true in this case), and if you want to do that, then you need to change your way of thinking.
Unfortunately, most business owners are doing wrong that practically guarantees their business is just a Self-Created J.O.B. That’s why they work that hard for that long … take that much risk … and then LOSE money in the process.
As you can see, adopting a more aggressive investment strategy is a key component of growing wealth, and if you start saving early on, you’ll have plenty of time to ride out the stock market’s ups and downs.
Okay, I can tell you, but just be sure that you need to put in the work and you need to be consistent. It’s not just going to happen overnight, but it’s much easier than doing it the “traditional” way. So bit of background about me:
It doesn’t have to be a specific business. There are many business ideas; search a need for a particular business in your surrounding area, do the SWOT analysis to see if it will work, then do an initiation. Being well-known will come once you’ve become established and achieved success.
For example: My wife is a very good Amazon customer and spends several thousand there every year. We have deliveries from Amazon every week, often 2 or 3 times. Do you have any idea how big a problem it would be for Amazon, if my wife stopped shopping with them? None. Zilch. Zero. That’s because Amazon has a massive number of customers. They can afford, literally, to lose 50,000 people who spend just as much as my wife, without breaking a sweat.
There are prejudices to be shed, before you can believe it’s even possible to amass a million dollars in your life — despite all the disadvantages you currently believe about yourself. You must unapologetically overcome ALL of them, every single one. “I can’t …” won’t get your there.
There are no hard and fast rules for developing the cultural values of a team. In some cases, the founder of a company will issue them to employees. In others, top executives will turn the exercise over to employees to make it a bottom-up effort. 
For example, if Roth IRAs had been around in 1970 and you’d invested $10,000 in Southwest Airlines, you’d only have had to pay taxes on the initial $10,000 income. When you withdrew the money 30 years later, you wouldn’t have had to pay any taxes on it.
Probably the ultimate speculative path to $1 million is via buying lottery tickets. While you’re far more likely to be hit by lightning than to win the lottery — National Geographic pegs the odds of winning the $1 million Mega Millions second-prize at 1 in 18.5 million — a small investment in a winning lottery ticket could easily push you over the magical $1 million mark. Of course, nothing is impossible. One Canadian man was both hit by lightning and won $1 million in the lottery.
There are core professionals who earn far more than a million US dollars annually from a good paying job. A good paying job could be in the oil and gas industry, the banking and finance industry, the chemical industry, the aviation industry and the maritime / shipping industry et al. Thus, if you are looking for a practical way to earn a million US dollars in one year from the scratch, then one of your options is to secure a good paying job. Please note that you must have the required qualifications and corresponding job experience before you can earn it big as a career person.
Internet marketers have used the above “profit ladder” to get people to buy into their brand at a very low price point, and then as the years go by, create new premium products or services for their eager audience. In fact, a guy named John Reese very famously used this method to sell US$1,000,000 of his Traffic Secrets course in 24 hours. Yes, really.
You started a business because you had an idea and a vision. But your business will only grow if you pay careful attention to your stakeholders and customers. Your board, investors, colleagues and customers can each offer you valuable insight, whether it’s about the inner workings of your company or an outside perspective on its functionality and service. It’s particularly important to listen when you disagree, like if a board member critiques your methods or a customer isn’t happy. That’s where you can best learn about your deficiencies and how to improve (translation: It’s where you learn how to stay successful).
Just today I was ordering a house-warming gift for a friend who moved into a new home. I sent their family some gourmet cookies. The company I bought from has a service where you can “subscribe” and have cookies sent to your house every month.
If you try to appeal to everyone, your message, marketing, and products will be terrible. You won’t be clear on your why, and neither will anyone else. Thus, you’ll be average like everyone else and your work won’t stand out.
What an inspirational podcast Lewis! This is my first time on your site and first podcast and the amount of knowledge that I have taken in is unbelievable. It’s funny, as I listened to the podcast, I kept saying your so right Lewis, yup your right about that too… The perfectionist in me is what is holding me back, and after your podcast, no more. Going to set a deadline date this year to roll out my product, will learn as much as I can from others and invest in myself. You have gained a lifetime follower of your work. Thank you for being awesome and talented. Enjoy Spain!
You might want to save up to meet your desired capital, or you might want to pool the resources together via close family members and good friends. The amount in question which you intend investing is up to you. Be sure you set a target and discipline yourself to save it up before launching out on your investment.
But not to Dharmesh Shah, co-founder of HubSpot (No. 1,100 on the 2014 Inc. 5000 and a company that recently went public). Dharmesh sees a clear, if slow and difficult, path to becoming a millionaire–or to reaching whatever level of financial success you aspire to.
Compound interest is a real thing. If you put 10% of your income into your investments over a long enough period of time, you’ll be set. Unlike the majority of high earners out there, you’ll be able to STOP WORKING whenever you want, because your money is making more than enough money for you to comfortably live with.
Accessibility Partners, a profitable IT consulting firm that specializes making technology accessible to people with disabilities, has built revenues to more than $1 million in just three years and has served clients from Dell to the U.S. Department of the Interior. Principal partner Dana Marlowe, who works from home in the Washington, D.C. area, says her ability to tap her deep experience and connections in her industry helped the company pick up traction quickly. “I’ve been in disability advocacy for 17 years now,” she says. Besides delivering keynote addresses at symposiums, conferences and events in her field, she has served on federal and international committees. “I know a lot of the key players,” she says.
Module 4: How to Generate Million Dollar Ideas Every 60 Seconds – This involves thinking big – and often outside your comfort zone.  But even if this makes you feel uneasy right now, Million Dollar Business Secrets shows you how this is a truly learnable skill, allowing you to uncover previously un-thought of opportunities with huge money making potential.
At many companies, this culture of accountability is discussed explicitly. “I hold people accountable for everything that comes out of their mouth,” said Steve Stoute, chief executive of Translation LLC, an advertising and marketing firm. “Don’t say you’re going to do something and not do it, because in a company of this size, everybody is directly responsible for the person next to them.”
I recommend that you visit Madrid, Salamanca and Toledo, which are not far away from Leon. And if you feel like visiting Germany now that you are in Europe, take the 2-hour flight and I’ll show you the well-known cities of Bonn, Cologne, Düsseldorf.
Another practical way an aspiring entrepreneur can legally make a million US dollars in one year from the scratch is by investing gold. Over the years, gold is one form of investment that hardly crash in the market. The value of gold has the potential to always experience positive growth and if you are lucky to invest in gold at the right time when the market value of gold suddenly experience a positive surge, you are likely going to make a million US dollars in one year if you are smart enough to invest with the appropriate capital.
The fact still remains that the return on investment is overwhelmingly encouraging especially when you invest rightly and as a matter of fact the fortune of a company can dramatically turn around within a 12 calendar year and that can translate into million dollars in profit.
This is so because there are other supplies of diesels and since you are just starting out you must do all it takes to secure loads of contracts. If you are consistent with this type of business, you are sure of making a million US dollars within 12 months.
You need to have the kind of drive that will keep you going even when the chips are down, a drive that pushes you to keep giving a little more energy, even when things are not looking good. The kind of drive and determination that keeps you working hard day after day, even when you are hitting one obstacle after the next and the future is looking bleak. You need to have a dogged determination that keeps you plugging ahead, whether it feels like the sun is shining on you, or it feels like you are continually wrestling alligators in a swamp.
There’s a finite amount of square footage on our planet, so regardless of current market trends, investing in real estate is one of the safer investments you can make. Basically, the value of property will never, ever reduce to zero.

You work hard for your money. It’s only natural that you want to keep as much of it as possible. Harv will spill the secrets of street-smart negotiations that work in the real world. Use these to save and make tens or hundreds of thousands of dollars in business and everyday life.
I have practiced the same debt elimination and savings techniques for years, and do so quite aggressively, though more conservatively than one of my best friends. I am 60% there in savings and my only debt is my mortgage payment. My best friend in 23 years reached 130% of his goal to become a millionaire. He began with $3000 and was more aggressive in his investing than I have been. My point is, he made it…retired last year and is living off his retirement, social security and investments to the tune of $150,000 per year. He owns two homes, bought a boat and is traveling and enjoying his life to the fullest. My goal is to follow in his footsteps. All of this takes discipline and sacrifice, but believe me it can be done by anyone, so don’t think this is a bunch of bull…anyone can do it, but you MUST make saving a life time habit. Set short term savings goals and work hard to reach them. Once you reach a short term savings goal, set your next savings goal and continue to work hard to reach it. Then repeat, repeat, etc.
Let’s assume that you can purchase a “fixer upper” property for $120,000, with a potential resale value is $150,000. Your total investment here might have been as little as $12,000 for a down payment.
At first I was skeptical on Million Dollar Business Secrets. One, it costs more than 100 bucks and two; it does not guarantee me any instant results! All I know this product could be just another scam strategy that you can most probably find info of for free if you do some research.

One Reply to “million dollar business secrets workbook | how to make a million dollars by retirement”

  1. All successful businesses keep detailed records. By keeping detailed records, you’ll know where the business stands financially and what potential challenges you could be facing. Just knowing this gives you time to create strategies to overcome those challenges. 

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